How the hell did that happen. That the worst takes out toys and house. Although parked at home your home insurance should cover I think.A buddy of mine had his boat catch fire in his driveway yesterday...took out his boat, travel trailer and part of his sundeck....luckily he was insured
In Victoria, give Christie-Phoenix a call. I just got 4 quotes for my new boat, and they were the best and cheapest. Be really careful about the operating areas the policy covers you for. Some only cover you for inshore waters, and only east of Metchosin, crazy crap like that. Ask for "trade warranty 3" which is the operating area you want for fishing in the chuck on the BC coast. The rest have crazy restrictions like nothing north of Ladysmith!
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Depending upon the size of your boat, you can also get it covered under your home insurance policy -- often worth talking to your broker to see if that's a better option.