The Excited States of America.....blame everyone else and file a lawsuit.
This right here is his own problem. My other half and I do quite a bit of travel ("we've taken lots of trips in our lifetime".....too) and I travel a TON for work; we are always conscious of our travel coverage. I hope this guy gets better but flat out he's just plain negligent in his mindset.
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He might have not been able to get travel insurance. I know my wife’s old man was refused Travel insurance last winter when he wanted to snowbird down in Arizona for the winter. His heart was touch and go and the insurance company considered him to be to much of a liability.I guess all us guides now have to have a medical degree to assess our guests before a trip. Every guide takes out people who have different degrees of fragility ...whether its age, stability on their feet, eyesight, heart issues etc etc. These people still want to enjoy life and do what they like to do...that is a decision they make and the guide has no involvement in this at all. The guide is responsible for providing a safe fishing platform, operating the boat safely, having the required credentials, any licencing, any required insurance and the skills to produce consistent catches. This guide was a fool for not having insurance but the guest has no case based on negligence on the guides part. He would have known that additional medical coverage is required when travelling to be fully covered. His own G.P would have told him that at some point.
He might have not been able to get travel insurance. I know my wife’s old man was refused Travel insurance last winter when he wanted to snowbird down in Arizona for the winter. His heart was touch and go and the insurance company considered him to be to much of a liability.
I completely agree it’s not the guides fault!!! the onus is completely on the client. I’m sure the insurance company if he had had insurance wouldn’t cover the medical costs in the end. Just to bad the guide will be going to court vs the insurance company.That is certainly not the guides fault, nor should liability be on his operation due to medical conditions; that's "traveler beware". If you travel knowing you can't get insurance it is very offside to expect if anything happens to you that you will rely on the company's insurance.
My in-laws gave us their timeshare as they can no longer justify the cost of their travel insurance; they plain and simple don't travel outside the country anymore.
There always seems to a company will to underwrite anyone, for the right priceHe might have not been able to get travel insurance. I know my wife’s old man was refused Travel insurance last winter when he wanted to snowbird down in Arizona for the winter. His heart was touch and go and the insurance company considered him to be to much of a liability.