Another mid 30’s here.
I think it’s a balance. If you just buy everything you want when you want it, it will come back to bite you in the butt. Especially for those who aren’t in the housing market.
As far as vehiclesI bought a 2 year old $70k new truck for $40k and it still has 4 years of B2B warranty. It’s still a head turner. I let the other guy eat the $30k in those 2 years.
I sacrificed my boat earlier this year to use the money to invest in my future. It was the ***** not having it during the covid shutdown but I made it through that and then bought my newest one.
This 176 I have now will be all the boat I need for 10 years once I repower. I’ll be all in for $30k on it. The key to fishing in an amazing boat is to be hilarious and awesome on this fishing forum and then you get invited out in $250k rigs
Don’t get me wrong, it’s still important to treat yo self and of course I spoil my family but there’s a limit.
OP- Congratulations on paying off your tub. It’s a nice one!