Situation: You're coming home and a storm shows up fast. The waves and wind are fast and furious all of a sudden and you're in the middle of it now trying to push home. I'm sure everyone in here has a scare story or two (or three or four?) that they might want to share that'll keep us honest. I'm curious how this scare or scares changed you and what you do different now (or what you added, or bought, or changed, etc.) to make sure it doesn't happen again or the chances of it affecting you as it did are minimized should you encounter similar situation.