you know , we can spend all kinds of money on fishing gear, boat gear, ect. why not on an inflateble pfd and wear it. you go over and in minutes your are shocked and cold, don't know which end is up. You think you can swim but that initial shock!!!, buy the time the boat gets back to you , you are in tough shape, I know have fished 2 guys out and in less than 5 mins. they could not help them selves, jackets would have helped a lot. do your self and your family a favour amd put it on. MANDATORY, MAYBE JDR