quote: PART VIII- GENERAL PROVISIONS
POLICY PERIOD AND TERRITORY
This policy applies only to accidents and losses occurring during the policy period shown on the declarations page and which occur within:
1. a state, territory, or possession of the United States of America, or a province or territory of Canada, including their in-land lakes, rivers, and navigable waterways;
2. the Great Lakes; or
3. ocean waters 75 nautical miles or less from the coast of either the United States or Canada, but not including the territory or territorial waters of any country other than the United States or Canada.
A coastal navigation limit applies to this policy. Watercraft with a coastal navigation limit of 75 nautical miles are not covered for losses that occur more than 75 nautical miles from the coast of the United States or Canada or for losses that occur in any territory or territorial waters of any country other than the United States or Canada. A coastal navigation limit of 125 nautical miles extends coverage from 75 nautical miles to 125 nautical miles from the coast of the United States or Canada, and includes the territory and territorial waters of the Commonwealth of Bahamas that extend no further north than 27 degrees 30 minutes north latitude (27° 30' N); no further east than 75 degrees 30 minutes west longitude (750 30' W); and no further south than 24 degrees north latitude (240 N). Losses that occur in territories and territorial waters of any other country are not covered.
INSURING AGREEMENT - MEXICO COVERAGE
In addition to the territory specified in Part VIII - General Provisions, if you pay the premium for Collision Coverage and Comprehensive Coverage, coverage under this Part IV shall apply to any loss meeting the requirements for coverage under this Part IV that occurs within any state, territory, or possession of Mexico, including ocean waters within 75 nauti¬cal miles of its coast. Payment for any loss covered under this Part IV that occurs in Mexi¬co will be made in the United States. If a covered watercraft must be repaired in Mexico in order to be returned to the United States, we will pay only for those repairs that must be performed in Mexico in order to return the covered watercraft to the United States and we will not pay more than the reasonable cost for such repairs usually charged at the nearest port of call in the United States where the repairs could have been made.