Aces
Well-Known Member
Yes my experience is kind of the same. I’m not so sure ICBC world be any cheaper. Yes it’s unfortunate that young people have to pay do much but private would be high too as insurance is a numbers game and statistics say that the group with the most claimsOver the years I've had the complete opposite experience with ICBC. I had one incident where I backed my truck out the driveway and smashed into the door of my work van parked across the street where I never parked it...well once but never again. Paid the deductible and both got fixed as my one free my fault claim and never lost my 40% safe drivers discount. Wife got hit this January in our family van, no fault of hers...they confirmed it the same day and said take it in for an estimate. There was $7500 damage so I knew t would be a write off. (2004 all wheel drive Astro van) I figured it was worth $6000 and wouldn't accept less for it. When ICBC called to finish off the claim I told the women that I was a car guy and I know what they are worth. She asked what my number was and I told her n less than $6000. She said we are close...with tax I have a check here for $6300.00 I just said...then we are done. They covered a rental for a few days and we found a low miles CR-V to replace the van with. They also paid for some massage/physio for the wife's shoulder. They have extended the massage benefits because with Covid the appointments stopped...so she will pick up where she left off once they are open again. I have a 65 Mustang and a 1981 HOnda CB 750F on collector plates which make having these toys on the road very affordable...and with full coverage. With my experiences I wouldn't sign up to get rid of ICBC.